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All in one home loans : This is a loan that combines all of your loans, credit cards, savings and cheque accounts into one home loan account. It consolidates all your financials into the one account and you only pay interest on the net amount of debt. This has the advantage that the net debt is 1) financed at the home loan rate, the cheapest interest rate usually available and 2) You only pay interest on your net debt amounts. This will mean the extra few thousand dollars you usually have sitting in a cheque account earning 2% pa, will be applies against you home loan debt which could be 7%, hence it will save you the difference of 5% in interest repayments. These all in one loans are sometimes referred to as 100% offset accounts. Simply fill out the form and we will contact you with a response within 24 hours ( Monday - Friday ). Fill out the form

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