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Mortgage ( home loan ) Refinance: Over time and with added competition amongst the home loan lenders, property owners have become more sophisticated and more demanding in managing their mortgage. There is often advantages in refinancing a mortgage, common reasons are:- Refinancing to buy another property:- In many cases an existing lenders criteria may not allow the use of ones existing home equity to its best advantage. In the majority of cases, but not all, it is beneficial to mortgage refinance to a new lender that will look at the entire transaction and complete the transaction with the lowest costs possible and at the most economical interest rate for the specific situation. Save on interest costs with a mortgage refinance:- Over time lenders interest rates change. What was once the most appropriate loan at the time the mortgage facility was put in place, may not be the most cost effective loan today. Iconex recommends reviewing your current mortgage on an annual basis. Does this mean you should refinance every year? Of course not, but you should be aware of what is changing in the market place. End of fixed time periods or other time events:- When fixed rates are about to end it is prudent to evaluate whether a better product at another institution would be preferable. Likewise, after a honey moon rate ends it is always prudent to assess your full options and refinance your mortgage if necessary. Simply fill out the form and we will contact you with a response within 24 hours ( Monday - Friday ). Start the process

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